30-Year Fixed Mortgage Rates Today
Educational estimates only · Not a loan offer
6.5% – 7.2%Avg (Good Credit, Mar 2026)
What is a 30-Year Fixed Mortgage?
A 30-year fixed mortgage locks your interest rate for the full loan term, giving you predictable monthly payments over three decades. It's the most popular home loan in the US because of its stability and lower monthly payments compared to shorter terms. The trade-off is paying more interest overall vs. a 15-year fixed.
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Rate ranges are estimates for educational purposes only and do not constitute financial advice or a loan offer. Lemon Insider is not a lender and does not facilitate loan applications.